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53-VTS

53-VTS

System (ISO8583 Interface) for the processing of the Digitization and Tokenization messages between the transmitters / processors and the Visa digital VTS platform.
  • 53-VTS allows you to quickly and easily integrate Transmitters / Processors that want to process digital products from the Visa VTS platform, and need to validate Digitization and Tokenization messages with the current authorizer.
  • This process is between the VEA and the Issuer Authorizer, capturing only the Scan and Token Notification messages with MTI = 0620 (responding with the corresponding MTI = 0630)) and letting the other messages pass between the VEA and the Issuing Authorizer transparently.
  • Processing of PAN / Token maintenance messages (MTI 0302/0312) for when the Token Status is updated and / or the PAN Number or Expiration in the Issuer system is changed. Also in the case of Visa to send the Activation Code via Call Center.
  • Webservice for Token Maintenance and Token Query linked to a PAN from External Systems (ex: Internet Banking (Mobile and App), Call Center, etc.).
  • As a method of authentication of the Card Holder for activation can be used 2 methods, Call Center or VACAT message.
  • If Call Center is sent a message with MTI = 0302 from the previously sent token notification data (MTI = 0620) In this case the VTS platform arrives the Activation Code to the Card Holder.
  • In the case of VACAT messages which is an authorization of a low value amount (0.02 of the transaction currency unit) in which an Activation Code (AC) arrives, which, after being authorized and approved by the issuer, 53-VTS keeps this AC in the database and sends it via SMS to the Card Holder. This transaction should also pass in a transparent way would make the sender, without having to do something with the activation code.
  • Integration with the Issuer / Processor to consult Card / Account Status, PAN / Expiration Query, Carrier Contact Data (e-mail, telephone, etc.).
  • PCI Compliant.
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